About CrAza
Making the dollars people hold spendable where they live.
Millions of Nigerians keep savings in digital dollars, and almost none of it can be spent where they shop. We are building the way to pay a shop straight from that balance, with the shop paid in naira.
- Company
- CrAza Technologies Limited
- Registration
- RC 9932233
- Registered in
- Delta State, Nigeria
- Stage
- Pre-launch
- Model
- Technology between licensed partners
- Contact
- hello@craza.app
The company
Why we are building this
The stranger in the middle.
Turning a digital dollar balance into naira today means a peer-to-peer trade with a stranger, waiting for a bank transfer, and hoping it arrives. Only then can you pay for anything. CrAza removes that step: a customer pays a shop directly from their balance, and the shop is paid naira to its bank account.
We are deliberately not an exchange. The digital asset is custodied by a licensed third-party custodian, and naira reaches shops through a licensed Nigerian payment provider. What we build is the technology in between: the app, the shop tools, and the ledger that keeps every naira accounted for.
The shop is charged nothing. We earn a fee for our software on every payment, never from the shop.
Principles
Four decisions that shape the product.
Each one is already in the product. They are the reason it looks the way it does.
The price before the payment
The naira amount and the rate are on screen before anyone confirms, with everything included. There is never a fee that appears afterwards.
The shop pays nothing
A shop receives the full naira amount of every sale, in the bank account it already uses. A shop that pays nothing to accept a payment has no reason to turn it away.
We never hold your keys
The digital asset sits with a licensed custodian and naira moves through a licensed provider. We build the software in between, and nothing else.
Identity before money moves
A NIN and a BVN from everyone who sends or receives, checked before the first payment. A payments business that cuts this corner does not stay one.
Where we are
What exists, and what is still being arranged.
In development. Mobile app launching soon. Nobody is transacting yet.
Built
- The customer app: top up, scan a shop’s code, see the price and the rate, pay with a PIN, keep the receipt.
- The shop side of the same app: charge by code, see takings in naira, send them to the bank.
- A double-entry ledger and the payment engine, with identity checks in front of every payment.
- An operations console for treasury, payouts and the waitlist.
- CrAza Technologies Limited, incorporated in Nigeria on 13 October 2026 (RC 9932233).
- This site, and a waitlist that is open now.
In progress
- An agreement with a licensed custodian to hold the digital assets. It is not signed yet, which is why no partner is named on this site.
- An agreement with a licensed Nigerian payment provider to pay shops in naira. Not signed yet.
- Opening to customers and shops, once those agreements are in place. The waitlist hears first.
Partnerships, custody, payments and compliance all reach us at hello@craza.app. A person reads every message. Or use the form.